Long-term care benefits offer employees peace of mind and an important safety net. But they do a lot more. When benefits cover employees' families as well as the employees themselves, they can save companies a lot of money. Caregiving costs companies in all sorts of ways:

Lost time. Employees won't be there when you need them. And, typically, you'll be paying them sick time, vacation time or PTO time while they're out.

Cutting back from full-time to part-time or no time. 16% of employees with caregiving responsibilities simply can't do their old job. It's a potential brain-drain and skills loss to your company.

Care giving is an issue for more employees than you may realize. A 2006 study* found that half of employees have caregiver responsibilities for their elders. And the costs to business added up to a staggering $33.6 billion a year. We have the experience to assist you in building a long-term care benefits program that really fits your workforce.

LEARN MORE ABOUT LONG-TERM CARE PLANNING & BENEFITS

*National Alliance for Caregiving/AARP (2004). Caregiving in the U.S., Bethesda, MD. AARP.
**The MetLife Caregiving Cost Study: Productivity Losses to U.S. Business, July 2006